Auto insurance before we begin, we need to answer a first question, what is the car insurance cover? Well, a car insurance cover is the limit or the specific extent of your car insurance, that is, anything that can cover the car insurance in relation to a particular type of accident or victim. There is a very limited or basic coverage, and wider to protect the driver and vehicle better. The truth is that legally in the United States requires at least a basic coverage against damage to third parties.
Most recurring car insurance cover
Once this has been clarified, we will describe some of the recurring types of car insurance coverage that you pay special attention to!
This is the legally required minimum coverage, which is intended to cover the damage to third parties due to accidents caused by a driver. This type of insurance generally takes into account the coverage of third parties for property and personal injury. It has a limited character and does not cover the damage of your own car a factor to consider!
This is an additional cover at the base and allows you to cover your own vehicle against shocks or car collisions.
Extended or risky coverage.
This type of coverage, also known as material damage coverage not caused by car accidents or “complete ” by its English name, can help you to cover the damage your vehicle produces in other events. than a car collision. The general terms and conditions vary depending on the company and the chosen package, but they can cover situations such as fire, vandalism, natural disasters, objects, among other things.
Protection from insecure drivers.
This type of protection could protect you and your vehicle in situations of collision or confrontation against insecure drivers or against those who escape the accident without taking responsibility for their actions.
Coverage of roadside Assistance this cover protects you against situations of technical failures, different vehicle failures or similar emergencies.
Cover for shared tour drivers.
Yes, there is also this type of cover for drivers who offer common travel services. If you work in companies like Uber or similar, this cover might be of interest to you.